Ang - smluvní záruky


we underwrite risks on behalf of HDI Global Specialty SE rated A+ by Standard & Poor's and A+ (stable outlook) by A.M. Best.


  • a Czech company licensed and regulated by Czech National Bank
  • we underwrite risks on behalf of renowned global insurers on Czech, Slovak and international markets
  • we offer local & tailor-made insurance solutions
  • experienced team of fully authorized underwriters
  • claims handled locally by experts

Types of bonds we offer

  • Bid Bond
  • Performance Bond
  • Maintenance Bond
  • Retention Bond
  • Advance Payment Bond

Capacity and limits

  • max. agregated limit CZK 50 mil. (EUR 2 mil.) per client / group
  • max. standard limit for one bond is CZK 5 mil. (EUR 200k)

Bond period

  • bid bonds max. 12 months
  • other contractual bonds max 36 months in performance period and up to 61 months in maintenance period

Main advantages

  • insurance bond is a full-fledged alternative to a bank guarantee - the same form and legal certainty, irrevocability, payment on the first-call and without objection in case of unconditional guarantees
  • cost savings:
    • unlike bank guarantee, an insurance bond is not a loan, it does NOT reduce the credit line - so you can borrow more money from the bank - and does not enter the insured's accounts as a possible financial liability
    • substitute of retained cash or bid security
  • the insured pays only the insurance premium, no other fees
  • fast process of issuing the letter of guarantee with recognized digital signature
  • various options of collaterals for securing potential insurance indemnity incl. option without any collateral!
  • we prefer framework agreements with minimum administration for broker and client in case of bid bonds and maintenance bonds


Kateřina Slapničková

Senior Underwriter
+420 728 699 503


Erik Eichler

Bond Underwriter
+420 731 075 73


Kateřina Koudelková

Bond assistant

+420 728 203 846